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What does it mean to capture funds?

Capturing funds means that you want to send a deposit transaction for a previous credit card authorization. Ie if you selected to only authorize the transactions from the General -> Payment -> Gateway screen the capture funds would be done when the item is actually shipped to ensure that you as the merchant receive the money from the transaction. If you wish to do both an authorization and deposit at the same time when the order is originally placed please check the box labelled Auth and deposit on the screen  General -> Payment -> Gateway

Please note that you should check the Visa/Mastercard regulations regarding doing and immediate deposit as you must usually ship within so many days of doing so to be within their guidelines. If you do not ship within that time period you would need to do the authorization only and then capture the funds later.

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